Released on: July 8, 2008, 1:24 am

Press Release Author: benepath.com

Industry: Small Business

Press Release Summary: Co-pay coverage isn\'t what it\'s cracked up to be. That might
seem astonishing, but the bottom line with co-pay coverage is that it only pays for
the visit to the doctor\'s office. Diagnostics are separate and those cost extra.

Press Release Body: Knowing what a co-pay plan actually offers is better than
finding out what it really includes after you use it. There seems to be a
psychological component to co-pay plans, in that people feel they are paying less
and are covered for everything. That is not the case.

Co-pay plans pay about $20.00 for a $30.00 benefit. This is like buying an insurance
policy for your car and asking for oil change coverage. It\'s a small benefit and not
worth covering, is what it amounts to. Look at it another way. When ordering food
off an a la carte menu, the prices are rarely evident. Ordering is pure guesswork as
to what will arrive at the table. But no matter what was ordered, someone has to pay
for it even if less value was provided than the money owed.

Many people are so hooked into co-pay benefits because they feel they are getting
value for their dollar. They don\'t realize that when they leave the doctor\'s office
and go to the lab or other places for further diagnostics, that the cost is not
covered. It\'s extra. The fact of the matter is that many who choose co-pay plans
have no idea what the real cost of services are when they see the doctor.

Choosing co-pay plans seems to be a reaction to fear of the unknown. The irony lies
in the fact that if the choice of plans had been discussed with a local health
insurance agent, the person would have had a choice of plans that suited their
circumstances the best, and would have gotten much more value for their health care
dollar. It can\'t be emphasized enough--the local health care insurance broker can
sort through thousands of options to tailor a plan to a particular situation. The
advice is free, and the savings may be substantial.



Benepath.com can provide you with common sense health care insurance at rates suited
to your particular lifestyle. Obtain a no obligation quote from them online or by
contacting the directly at 1-888-423-6437 or 1-888-4BENIES



Web Site: http://www.benepath.com

Contact Details: Adviatech Corp., PR for benepath.com
9280 Bay Plaza Blvd Suite 706
Tampa, FL 33619
1.813.600.3017